Everything You Need to Get Out of Debt
Spendify combines powerful debt planning with full financial tracking. Finally, an app that tells you what to do, not just what happened.
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All the tools you need working together
See Your Debt-Free Date
Compare Strategies
Snowball, or avalanche focus. See how each method changes your payoff date and how much interest you'll save with each one.
Run the Numbers
What if you add an extra $100 this month? What if you get a bonus? Run what-if scenarios and see exactly how it changes your timeline.
Everything in One Place
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All Your Transactions
Every transaction from every account in one clean list. Automatically categorized, easily searchable, always up to date.
Track Your Investments
See your full financial picture, including investments. Track balances, monitor performance, and watch your net worth grow as you pay down debt.
Plan for What Matters
Budgets That Work
Create budgets that actually fit your life. Roll over unused amounts, set category limits, and see how your spending connects to your debt payoff goals.
Build Your Safety Net
Set savings goals for your emergency fund while paying off debt. Track progress and stay financially secure on your journey.
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No Spreadsheets. No Manual Entry.
Connect Once, Stay Updated
Link your accounts through Plaid. Your balances, transactions, and progress updates automatically. No more manual entry.
Works With Your Banks
Over 12,000 financial institutions supported. If you have an account, we can probably connect it.
Ready to See Your Debt-Free Date?
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