Switch from Monarch to Spendify
Love Monarch's tracking? You'll love Spendify's debt planning even more. Get all the features you need plus a real payoff plan.
Feature
Spendify
Monarch
Debt-Free Date Calculator
Shows your payoff date
✗ No payoff timeline
Strategy Comparison
Compare snowball and avalanche focus
✗ No strategy tools
What-If Scenarios
See how extra payments change your timeline
✗ No scenario planning
Interest Saved Calculator
See interest savings
✗ No interest calculations
Transaction Tracking
Full tracking with categorization
✓ Full tracking with categorization
Investment Tracking
Portfolio and performance
✓ Portfolio and performance
Net Worth Tracking
Complete picture
✓ Complete picture
Budgeting
Flexible with rollovers
✓ Flexible with rollovers
Collaboration
Share with partner
✓ Share with partner
Pricing
$79.99/year
$99.99/year
Free Trial
1 month free
7 days free
Feature
Starter Plan
Growth Plan
Enterprise Plan
Debt-Free Date Calculator
3
Unlimited
Unlimited
Strategy Comparison
Basic
Advanced
Custom
What-If Scenarios
.svg){kind=small}
Interest Saved Calculator
5
20
Unlimited
Transaction Tracking
Basic
Advanced
Custom
Investment Tracking
Net Worth Tracking
5GB
50GB
Unlimited
Budgeting
Basic
Advanced
Custom
Collaboration
Basic
Advanced
Custom
Pricing
Free Trial
Workflow Automation
10
50
Unlimited
AI-Powered Insights
Customer Support
Basic
Advanced
Uptime SLA
Limited
Full
Full
Feature
Starter Plan
Growth Plan
Enterprise Plan
Debt-Free Date Calculator
3
Unlimited
Unlimited
Strategy Comparison
Basic
Advanced
Custom
Interest Saved Calculator
Transaction Tracking
5
20
Unlimited
Investment Tracking
Basic
Advanced
Custom
Net Worth Tracking
Budgeting
5GB
50GB
Unlimited
Collaboration
Basic
Advanced
Custom
Pricing
Basic
Advanced
Custom
Integrations
Integrations
Workflow Automation
10
50
Unlimited
AI-Powered Insights
Customer Support
Basic
Advanced
Uptime SLA
Limited
Full
Full
Ready to See Your Debt-Free Date?
.avif)
.svg)
.svg){kind=small}
.svg){kind=small}
.svg){kind=small}
