Switch from YNAB to Spendify
Tired of zero-based budgeting? Try debt-first planning that shows you when you'll be free.
Feature
Spendify
YNAB
Debt-Free Date Calculator
Shows your payoff date
✗ No payoff timeline
Strategy Comparison
Compare snowball and avalanche focus
✗ No strategy tools
What-If Scenarios
See how extra payments change your timeline
✗ No scenario planning
Interest Saved Calculator
See interest savings
✗ No interest calculations
Transaction Tracking
Full tracking with categorization
✓ Full tracking with categorization
Investment Tracking
Portfolio and performance
✗ Balance only
Net Worth Tracking
Complete picture
✓ Complete picture
Budgeting
Flexible approach
✓ Flexible approach
Learning Curve
Low
High
Pricing
$79.99/year
$109/year
Free Trial
1 month free
34 days free
Plan Features
Starter Plan
Growth Plan
Enterprise Plan
Task Management
3
Unlimited
Unlimited
Team Collaboration
Basic
Advanced
Custom
Mobile App Access
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Calendar & Scheduling
5
20
Unlimited
Analytics & Reporting
Basic
Advanced
Custom
Integrations
Third-Party Apps
5GB
50GB
Unlimited
File Sharing & Storage
Basic
Advanced
Custom
Accounting Tools
Basic
Advanced
Custom
Integrations
Integrations
Workflow Automation
10
50
Unlimited
AI-Powered Insights
Customer Support
Basic
Advanced
Uptime SLA
Limited
Full
Full
Plan Features
Starter Plan
Growth Plan
Enterprise Plan
Task Management
3
Unlimited
Unlimited
Team Collaboration
Basic
Advanced
Custom
Mobile App Access
Calendar & Scheduling
5
20
Unlimited
Analytics & Reporting
Basic
Advanced
Custom
Integrations
Third-Party Apps
5GB
50GB
Unlimited
File Sharing & Storage
Basic
Advanced
Custom
Accounting Tools
Basic
Advanced
Custom
Integrations
Integrations
Workflow Automation
10
50
Unlimited
AI-Powered Insights
Customer Support
Basic
Advanced
Uptime SLA
Limited
Full
Full
Ready to See Your Debt-Free Date?
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