It Started With a Spreadsheet

Before Spendify existed, I was doing what a lot of people do. I had a Google Sheet where I tracked my debts, calculated how much interest I was getting charged each month, and tried to figure out when I'd finally be debt-free.

It worked. Kind of. But it was a lot of manual updating. Every time I made a payment, I had to go in and change the numbers. Every time I wanted to see how an extra payment would affect my timeline, I had to build new formulas. It was tedious, and I knew there had to be a better way.

So I built one.

The Problem With Most Finance Apps

Here's the thing about most finance apps: they're really good at collecting your data. They connect to your bank, pull in your transactions, show you charts and graphs, and then... that's it. You're left staring at a dashboard wondering what you're actually supposed to do with all that information.

They show you where your money went. But they don't tell you where it should go.

That's the gap we set out to fill with Spendify.

What Makes Spendify Different

Spendify isn't just another tracker. It's the app that takes all your financial data and turns it into an actual plan.

When you connect your accounts, you don't just see your balances. You see your exact debt-free date. You see how much interest you're paying each month. You can compare different payoff strategies side by side and see which one saves you the most money and time.

It's everything I wanted from that spreadsheet, but it updates automatically. No manual entry. No formulas to maintain. Just clarity.

Built for Real People

We built Spendify for people who want to know what to do with their money without spending hours figuring it out.

You shouldn't need to understand the difference between snowball and avalanche methods to pick the right one. Spendify shows you both, compares them for your specific situation, and lets you decide based on real numbers.

You shouldn't have to guess how much you can afford to put toward debt this month. Spendify tells you.

You shouldn't wonder when you'll finally be free from payments. Spendify shows you.

Why We Think Spendify Is the Best Financial App

Here's why.

Most apps give you data. Spendify gives you direction.

Most apps make you do the work. Spendify does it for you.

Most apps leave you with more questions. Spendify gives you answers.

We built the app we wished existed when we were trying to figure out our own finances. And now it does.

Try It Yourself

If you've ever felt overwhelmed by your finances, or frustrated that your finance app shows you everything but tells you nothing, give Spendify a shot. You get 1 month free to see if it works for you.

No commitments. No pressure. Just a real plan for your money.