January 25, 2026

The Subscription Trap: How $10 a Month Becomes $2,000 a Year

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The Subscription Economy Got Us

Companies figured out that you're more likely to say yes to $9.99 a month than $120 a year, even though it's the same money. And once you're subscribed, inertia takes over.

The Hidden Total

Here's a quick exercise. Write down every subscription you have. Include streaming services, software, apps, gym memberships, subscription boxes, news sites, gaming services, cloud storage.

The Audit Process

Go through your subscriptions and ask yourself: have I used this in the last 30 days? If not, why am I paying for it?

Track Your Recurring Expenses

Spendify automatically identifies and tracks your subscriptions, making it easy to see what's charging you every month.

Ready to See Your Debt-Free Date?

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