The Appeal of No Spend

There's something satisfying about a clear, simple rule. No spending. Period. It removes decision fatigue. You don't have to debate whether this purchase fits your budget because the answer is always no.

The Problems

No spend challenges can backfire in a few ways. Some people restrict so hard that they binge afterward, spending more than they saved.

Making It Work

If you want to try a no spend challenge, set yourself up for success. Define the rules clearly upfront. Start with a week, not a month. Plan for what you'll do with the urge to spend.

Track the Impact

Use Spendify to compare your no spend period to your normal spending. Seeing the concrete difference can be motivating.