First: Don't Catastrophize

One bad week doesn't undo months of progress. One overspent category doesn't mean you're bad with money. The worst thing you can do is let one slip turn into 'well, the month is ruined anyway, might as well give up.'

Assess the Damage

Look at the actual numbers. How much did you overspend? Where did it happen? Was it one big thing or a bunch of small things?

Recovery Mode

You have options. Adjust spending in other categories. Pull from savings to cover the gap, then rebuild. Accept this month's overspend and start fresh next month.

Learn and Move On

Use this as data. What triggered the overspending? Spendify's spending insights can help you spot patterns you might not notice otherwise.