Know Your Debt-Free Date

Spendify builds you a personalized payoff plan with strategy comparison, progress tracking, and automatic updates.
See exactly when you'll be debt-free and how much interest you'll save.

Join 1,000+ people on their debt-free journey
App Store rating 4.5+ stars

You Have All the Data. But Do You Have a Plan?

Finance apps are great at showing you charts and tracking your spending. But when you're done looking at the dashboard, you're left wondering... now what? Spendify takes your financial data and builds you an actual plan to get out of debt.

The Debt Planner That Actually Plans

See your exact debt-free date, compare snowball vs. avalanche vs. credit score strategies side by side, and run what-if scenarios. Everything updates automatically when you make payments.

Find the Fastest Path to Zero

Not sure which strategy is right for you? Compare them all in one view. See how much interest and time you'll save with each approach. Make an informed decision, not a guess.

Everything in One Place

Track transactions, set budgets, monitor investments, and watch your net worth grow. All organized around one question: How does this help me get out of debt?

Feel the Momentum

Every time you open Spendify, you see your progress. Interest saved. Time saved. How far you've come. Celebrate the wins along the way.

More than just tracking

Whether you're tracking or planning, this is the tool to do it.

Choose your plan

Full access to every feature. Start with 1 month free.

Monthly

Pay as you go

$9.99

/month

Unlimited account connections.

Debt payoff planner

Strategy comparison

Cash flow insights

Custom categories and tags

Yearly

Best value

$79.99

/year

Everything in Monthly

Save $40 a year

Popular

Starter

Small businesses individuals starting with AI chatbots.

$19

/month

Basic chatbot functionality.

Integration with one platform.

1,000 interactions per month.

Basic analytics and reporting.

Customizable chatbot.

Growth.

Growing businesses looking to customer engagement

$39

/month

Advanced NLP for human.

Multi-platform integration.

Up to 10,000 interactions.

Customizable chatbot.

Basic workflow automation.

Professional.

Mid-sized businesses tailored chatbot solutions.

$69

/month

All features the Growth Plan.

Up to 50,000 interactions.

Customizable chatbot.

Integration with CRMs.

Multi-language support.

Popular

Enterprise.

Large enterprises with high traffic and complex needs.

$99

/month

Unlimited interactions.

Dedicated account manager.

Custom feature development.

Enhanced data security.

Architecture peak traffic.

Ready to See Your Debt-Free Date?