Spendify creates a personalized financial plan that fits your actual life. See your debt payoff date, track how much interest you're saving, and allocate money toward savings, investments, and emergencies automatically.
Your debt-free date
Interest you'll save
Time saved on payoff
Most finance apps collect your information. Spendify turns it into action.
Connect your accounts once and watch your debt payoff plan update automatically. Compare snowball, avalanche, and credit score strategies side by side.
Every payment you make, Spendify calculates how much interest you're avoiding and how much time you're shaving off your debt. Real motivation backed by real math.
Spendify doesn't make you choose between paying off debt and building your future. We help you allocate money across debt payments, emergency fund, investments, and savings.
See what our beta community is saying about their financial journey.
"I've had my accounts connected to apps for years but never actually made progress. Within a week of using Spendify, I had a real plan and could see my debt-free date for the first time. November 2026. It's on my calendar now."
"The money allocation feature is what sold me. I always felt like I had to choose between paying off debt or saving for emergencies. Spendify showed me how to do both without feeling like I'm getting nowhere."
"Seeing how much interest I'm saving keeps me motivated. Last month it was $127. This month it's $134. Those numbers add up and Spendify makes it real."
Download the app and see your personalized financial plan in under 5 minutes. 3 months free. Cancel anytime.
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